Commercial Automobile Coverage (including fleet)
This policy provides protection to the individual, partnership or corporation that owns and operates vehicles for commercial purposes. A fleet is usually referred to as five or more mobile, self-propelled vehicles.

Commercial Umbrella Policy
This policy provides coverage above and beyond the scope and level of underlying policies such as commercial general liability, commercial automobiles or fleets, workers compensation employer's liability, and other liability exposures underwritten with a qualified carrier.

Business Owners Policy (BOP)
This package policy of coverages applies to the owner operating a small retail business, eligible contractors, and other small businesses that qualify by the underwriting carrier. It includes coverage for the business personal property, property of others, premises and products liability, medical payments, etc.

Business Package Policy (BPP)
The BPP is usually written when the BOP cannot be used. This contract essentially allows for a wide array of coverages: buildings, business contents, loss of rents, loss of use, liability including premises, operations, products and completed operations, fire legal liability, medical payments, inland marine schedule of various property , including mobile equipment, dishonesty coverage and much more.

Worker's Compensation
This coverage applies to a proprietor, partnership, corporation or legal liability company who hires employees. It provides benefits in compliance of law within the state designated to an injured employee without regard to liability. Death or permanent disability is also included in coverage scope. The insurance company agrees to pay benefits as defined by Workers Compensation Law within jurisdiction of a state.

Bonds
Bonds are not an insurance per se but a three-party contract guaranteeing the principal. If the person covered by the bond fails to perform as required, the party to whom the obligation is owed, sometimes known as the obligee, will be financially protected by the company underwriting (issuing) the bond. Usually a bond is an indemnification form used to guarantee faithful performance, payment and performance of a contract in the event of a loss.